Investments & Retirement PlanningThe Bank of Missouri

Terry Seboldt, AIF, Sr. V.P. and Director of IRP

Mark Richardson, V.P., CFP®, Trust and Investment Representative*

Lawrence A. Dauer, III, CTFA, AIF®, Trust Officer and Investment Representative*

Susan Daly, A.V.P., CFIRS, Trust and Compliance Officer

Angie Cantin, CISP, AVP & Retirement Services Officer

Lindsey Hecht, Trust & Investment Administrator**

Bill Bryan, Trust and Investment Representative*

Terry has over 35 years experience in accounting and retirement planning. During his 20 year career in the United States Air Force, he served as a base Comptroller, Accounting & Finance Officer, Budget officer, and a U.S. Treasury Disbursing Agent. After retirement from the Air Force, Terry entered the field of investment management and trust services. He has served in numerous capacities including the plan administrator for a state-wide retirement plan and the head of a department of 400 account relationships totaling more than $600 million. He is an Accredited Investment Fiduciary and specialist in creating asset allocation strategies as well as fund research and selection.

Email: tseboldt@bankofmissouri.com

Phone: 573-874-4700

Mark is currently a Senior Vice President in the Investments and Retirement Planning Division of The Bank of Missouri. Mark has over 10 years experience in the financial services industry and also serves as Adjunct Faculty at the University of Missouri in the Personal Financial Planning Department in the College of Human and Environmental Sciences. He earned his Masters in Business Administration (MBA) with a concentration in Finance from the University of Missouri and has earned the CERTIFIED FINANCIAL PLANNER ™ designation(CFP) from the Certified Financial Planner Board of Standards, Inc. Mark is a member of the Financial Planning Association (FPA). His registrations and licensure include the following: Series 7, 63, Missouri Life and Health insurance. He specializes in the design and implementation of personal and corporate retirement plans.

Email: mrichardson@bankofmissouri.com

Phone: 573-874-6420

L.A. is a Trust Officer and Investment Representative* with the Investments & Retirement Planning Division of The Bank of Missouri. He has worked in banking and investments since 2000 and has been at The Bank of Missouri in his current position since 2002. L.A. is a graduate of Saint Louis University, ABA National Trust School at Northwestern University and ABA National Graduate Trust School at Emery University. He holds FINRA series 7 and 63 securities registrations, a Missouri life insurance license and is a Certified Trust and Financial Advisor (CTFA) and Accredited Investment Fiduciary (AIF®). Larry is based in the Cape Girardeau office.

Email: ladauer@bankofmissouri.com

Phone: 573-335-3100

Susan has over 30 years in banking service with more than 25 years specializing in investment and trust administration. She is a Certified Fiduciary & Investment Risk Specialist and monitors all investment activity within the department. Her thorough review and attention to detail ensures that each account meets its regulatory requirements and complies with its investment policy.

Email: sdaly@bankofmissouri.com

Phone: 573-874-6402

Angie is an account and relationship manager specializing in IRA administration.  She has been in the investments and retirement services industry for 13 years and maintains the designation of Certified IRA Services Professional from the Institute of Certified Bankers.  Angie helps clients navigate the complex IRS rules and processes involved with IRAs, such as Required Minimum Distributions, Roth Conversions, and distribution and beneficiary planning.  She manages the day to day administration of accounts, ensuring the highest level of service and accurate and timely processing of all account activity.

Phone: 573-874-6403

Email: acantin@bankofmissouri.com

Lindsey is a Trust and Investment Administrator** with the Investments and Retirement Planning Division of The Bank of Missouri. She has worked in accounting and investments since 2006 and has been at The Bank of Missouri in her current position since 2008. Lindsey is a graduate of Southeast Missouri State University with a degree in accounting. She is based in the Cape Girardeau office.

Phone: 573-335-3100

Email: lhecht@bankofmissouri.com

**Lindsey Hecht is not registered (or affiliated) with SagePoint Financial, Inc.

Bill is a Trust and Investment Representative* with The Bank of Missouri's Investments & Retirement Planning Division. Bill has established his business within Southwest Missouri by developing trust within the community through personal relationships and various volunteer leadership roles. He has recently served on the City of Springfield Planning and Zoning Commission. He also served as Chairman of the Character Education Committee in Springfield for two years and as Secretary on the Staff-Parish Board at Campbell United Methodist Church. Bill has taught finance courses as an adjunct instructor for the University of Phoenix. He is currently serving on the Ozark Regional Economic Partnership Council.

Bill has a diverse educational and professional background. He holds a bachelor's degree in civil engineering and a master's degree in business administration.

Phone: 417-882-4800

Email: bbryan@bankofmissouri.com